Federal Student Loans

Federal Student Loans Detail
Your eligibility is determined for either a Federal Direct Subsidized and/or Unsubsidized Loan. A Federal Direct Subsidized Loan is awarded on the basis of federal eligibility. If you are eligible for such a loan, the government will pay (subsidize) the interest on your loan while you are enrolled in school on at least a half-time basis.  Depending on your federal eligibility, you may borrow a Federal Direct Subsidized Loan in an amount up to the annual loan borrowing limit for your level of study (see below).

You may receive a Federal Direct Unsubsidized Loan in addition to the Federal Direct Subsidized Loan or if you don't have demonstrated federal eligibility.   Unlike a Federal Direct Subsidized loan, you are responsible for the interest from the time the unsubsidized loan is disbursed until it's repaid in full. You can choose to pay the interest or allow it to accrue (accumulate) and be capitalized (that is, added to the principal amount of your loan). Capitalizing the interest will obviously increase the amount you will have to repay over the life of the loan.

Federal Student Loans

Federal Student Loans

Federal Student Loans

Federal Student Loans

Federal Student Loans

Federal Student Loans

Federal Student Loans

Federal Student Loans

Federal Student Loans

Federal Student Loans

Federal Student Loans

Federal Student Loans

Federal Student Loans

Federal Student Loans

Federal Student Loans

Federal Student Loans

Federal Student Loans

Federal Student Loans

Federal Student Loans

Federal Student Loans