Student Loans Government

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Also, volunteering for the AmeriCorps program qualifies you for an education award of $4,725 a year for two years to help pay for student loans, and some colleges match the award (check with your school).

But those programs aren't available for private loans. In that situation, your best bet is to shop around for the best terms you can find on a private-loan consolidation (compare programs at SimpleTuition.com and FinAid.org). If your credit score has improved significantly since you took out the loans, you may be able to get a better rate.

Consolidating also lets you stretch out the term of the loan, which may lower your monthly payments. You'll pay more interest over time, but the breather could get you over a hump. And you can pay ahead on your loans as your income rises, as long as there are no prepayment penalties.

Student Loans Government

Student Loans Government

Student Loans Government

Student Loans Government

Student Loans Government

Student Loans Government

Student Loans Government

Student Loans Government

Student Loans Government

Student Loans Government

Student Loans Government

Student Loans Government

Student Loans Government

Student Loans Government

Student Loans Government

Student Loans Government

Student Loans Government

Student Loans Government

Student Loans Government

Student Loans Government